Auto dealers try to draw you in with temptations that they can get anybody financed, no matter what kind of credit they have. This can look very good to someone with bad credit who desperately needs a new vehicle.
Before you leap, look into your options.
Why not make it simple? Dealer temptations may get you locked into a loan that is not the best loan you can get. Before you go the dealer you should always shop around for loans. High interest rates and high down payments are going to often be the reason poor credit and your credit might not be as bad as you think.
See what you can qualify for and what deals you can get. This will allow you to go the dealer already knowing what loan terms to expect. Then if the dealer wants to help you let them try. If they get you a better deal than one you found then go with it. If not then go with a lender you found.
You can avoid falling into the high interest trap where you get the raw end of the whole deal. Dealer options can be your only alternative but learn your options first!
